Health Insurance

Cal State LA Health Insurance Policy

Health insurance coverage is a condition of enrollment at Cal State LA. Should you fail to purchase health insurance, a registration hold will be placed on your records. International students will not be able to register for classes until the International Office has received verification that they have purchased the mandatory health insurance.

In the United States, individuals are responsible for paying for any health care they receive, a notable difference from the perspective of other countries. Therefore, it is essential that anyone spending time in the United States purchase health insurance.

To purchase health insurance, visit the JCB Insurance Solution, a Gallagher Company. The International Office will receive an email notification after your purchase, so there is no additional need to contact our office. Please allow 2-3 business days to waive the registration hold from your student account.

Students on a government scholarship that provides compatible insurance coverage as a partnership are exempt from this requirement. Please email a copy of the scholarship letter that includes a reference to your health insurance to Nicole Rosales-Holguin.

Cal State LA Student Health Center

All registered students at Cal State LA are eligible for health services at the Student Health Center. Services include a family doctor, preventive medicine, laboratory diagnosis, X-rays, birth control, pregnancy test, sexually transmitted diseases tests, AIDS/HIV information, and psychological counseling.

A $100 deductible is required per policy year for medical services. The deductible can be waived if the student first utilizes and is referred out by the University Student Health Center. If the Student Health Center is closed or emergency medical care is required, then the deductible is automatically waived.

Urgent Care Centers

Urgent Care Centers are medical facilities designed to offer immediate evaluation and treatment for health conditions that are not severe enough to require treatment in the hospital or a hospital emergency room. Conditions treated through Urgent Care Centers include common medical ailments such as sore throats, flu, ear aches, respiratory infections, small cuts, sprains, and minor broken bones. Urgent Care Centers provide care and treatment through qualified physicians when such care needs fall outside of a physician's regular office hours or before an appointment is available with your primary physician. Emergency room co-payment costs can be three to five times as much as a standard office visit, so visiting an Urgent Care center offers patients lower co-payments and lower overall care costs.

Some local Urgent Care Centers are:

Dusk To Dawn Urgent Care (3.9 miles from campus)
(323) 261-2273

Hana Medical Center (6.8 miles from campus)
(213) 480-1000

For life-threatening emergencies, call “911”.

Emergency Room/Hospital

The following will help you understand when to use the hospital emergency room. Remember that you may pay more for using the emergency room for any non emergency reasons.

Some Good Reasons to Go to the Emergency Room

  • Loss of consciousness
  • Intolerable and uncontrollable pain
  • Severe shortness of breath
  • Chest pain
  • Uncontrollable bleeding
  • Poisoning (Note: If possible, call your poison control center first and ask for immediate home-treatment advice)
  • A major injury, such as a head injury.
  • Severe or worsening reaction to an insect bite or sting, or to a medication, especially if breathing is difficult
  • Stupor, drowsiness, or disorientation that cannot be explained.

Treatable Conditions Not Requiring Visit to the Emergency Room

  • Earache
  • Minor laceration (cut) where bleeding is controlled
  • Minor dog bite where bleeding is controlled
  • Possible broken bone (if bone is showing or if limb is deformed, go directly to Emergency Room)
  • Possible strain
  • A blistered sunburn or minor blistered cooking burns
  • Bee or insect sting or delayed swelling (if there is breathing difficulty, go directly to the Emergency Room)
  • Rash
  • Fever (if there is a convulsion, go directly to the Emergency Room)
  • Sexually transmitted disease (STD)
  • Colds and cough, sore throat, flu

Locating Physicians/Urgent Care Centers/Hospitals

Visit JCB Insurance Solution, a Gallagher Company