Deborah Lowe Muramoto is President/CEO of California Capital Financial Development, a non-profit organization located in Sacramento, California. She is responsible for the direction and administration of products and services provided through the corporation’s small and microenterprise business capacity building and access to capital programs.
Since 2002, California Capital has held the distinction of being certified as a Community Development Financial Institution (CDFI) and a Community Development Entity (CDE) by the U.S. Department of Treasury.
California Capital’s products and services include the administration of the State of California Small Business Loan Guarantee Program, and direct loan programs, which includes the Jumpstart Microenterprise Loan Program, as well as a U.S. Department of Commerce EDA Revolving Loan Fund and U.S. Department of Treasury Community Development Financial Institution Loan Funds, City of Lodi Hometown Loan Fund and the California Capital Flex Fund. Deborah leads the administration of California Capital’s Women’s Business Center, APEX Accelerator, Sacramento Valley Small Business Development Center, Economic Development Administration Revolving Loan Program, CDFI Direct Lending programs, State Small Business Loan Guarantee Program and Bilingual Business Success Forums that offer capacity building resources for limited and non-English proficient communities.
California Capital, a mission driven organization was the Sacramento Promise Zone Lead Economic Development Implementation Partner. With the support of the U.S. Department of Commerce Economic Development Agency, Deborah played a significant role in the development and delivery of capacity building and access to capital programs that focus on the specific needs of businesses located in the Sacramento Promise Zone. She currently serves on the Sacramento Chinese Community Service Center, Consumer Action and Rise Economy Resilience Revolving Loan Fund Board of Directors, all of which have missions that support small business and economic development. California Capital has received the U.S. Small Business Administration Non Profit of the Year Award. Deborah has been recognized as a Small Business Advocate of the Year by the U.S. Small Business Administration; and was recognized by The Sacramento Business Journal as one of their Women Who Mean Business awardees. Most recently, she was recognized by the California Women’s Business Center Network with their Champion of Women’s Entrepreneurs Award.