There are various low-interest federal loan programs available to Cal State L.A. students and their parents. Students whose total financial need cannot be met by grants, other campus-based aid or outside sources, may apply for the federal student loan programs by first submitting the (FAFSA) and completing the financial aid application process.

• DIRECT LOAN - Master Promissory Note
• The Federal Perkins Loan Program
• The Federal Nursing Loan Program
• The Federal Direct Loan Program
  • Loan Types: (Subsidized,Unsubsidized & PLUS)
  • Direct Loan Application Procedures/Deadlines
  • Loan Terminology
  • Loan Consolidation Options
  • Loan Repayment Options
  • Loan Deferment and Forbearance Options
• Alternative Loan Programs, provided by Private Lenders
• Loan Limits
• Student Loan Default and Its Consequences
• Student Loan Default Repayment Requirements
• Direct Loan Counseling
  • Direct Loan Entrance On-Line Counseling
  • Direct Loan Exit On-Line Counseling