Loan Limit

Loan Limits (Based on your class level at the beginning of the loan period.)


  For Subsidized portion of Federal Direct Loans only:  

For Subsidized and Unsubsidized portions of Federal Direct Loans Combined:


Annual Limits

     
Dependent
Independent1
Freshmen,
2nd B.A.

$2,625
 
 
$2,625
  
$6,625
Sophomore $3,500  
 $3,500
  $7,500
Junior, Senior, PBC*, Pre-Grad** $5,500  
 $5,500
 $10,500
Graduate  $8,500  
 Does not apply
  $18,500
Final enrollment quarter
(undergrad)2
 $1,834  
  $1,834
 $3,500

Aggregate

Limits

Undergraduate   $23,000  
  $23,000
   $46,000
Graduate
(Includes Undergraduate amounts)
 $65,500
 Does not apply
  $138,500

Independent1: Also includes dependent students whose parents have been denied a Federal PLUS loan.
PBC*: Post-Baccalaureate Credential.
Undergrad2: Amounts for undergraduates with less than one year until graduation will be prorated.
Pre-Grad**: Need to complete pre-requisites to be admitted to Grad Status. One loan only to cover 12 consecutive months.
PBU
: Post-Baccalaureate Unclassified. Not eligible.


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